Coverage explained before you need it.
Tutelage is an independent agency in Leander, Texas. We shop several insurance companies for you, then walk you through what each policy actually covers.
What are you protecting?
Daily drivers, teen drivers, sports cars and classics. We compare rates from several carriers at once.
We work for you, not for an insurance company.
As an independent agency, we aren't tied to one carrier. We compare coverage and price across the companies we represent and recommend what fits, whether that's the lowest premium or the policy that will actually pay when something goes wrong.
When you have a loss, we're on your side. We help you report it, follow up with the adjuster and make sure the claim is handled fairly and promptly.
Companies we represent include American Strategic (ASI), Cypress, GuideOne, The Hartford, Kemper, Progressive, Safeco, Travelers and Utica National.
Whatever you drive, ride or tow to the lake
Personal insurance for the things you use every day and the ones you save for the weekend. Bundle them and most carriers will reward you for it.
MotorcyclesCruisers, sport and touring bikes
AutoDaily drivers and teen drivers
Boats & watercraftSki boats, pontoons, jet skis
Classic & sports carsCollector policies with agreed value options
Home & rentersHomeowners, renters and condo
Also: RVs and motor homes, umbrella liability, flood, valuable items and identity theft protection. See all personal coverage
Businesses we know well
Most of our commercial clients fall into six groups. We know the contracts, certificates and claims that come with each one.
- General contractorsLiability, workers' comp, equipment and the certificates your contracts require
Churches & ministriesBuildings, vans, volunteers and abuse and molestation liability
NonprofitsDirectors and officers, events and volunteer coverage
RestaurantsLiquor liability, food spoilage, equipment breakdown
Wineries & breweriesInventory, product and liquor liability, tasting rooms and events
Offices & professional servicesBusiness owners policies, professional and cyber liability
Central Texas weather is hard on property. Know your policy before the next storm.
Hail and wind
Many Texas home policies carry a separate wind and hail deductible, often a percentage of your dwelling coverage.
Flood
Home and renters policies don't cover rising water. Flood policies usually take 30 days to start.
Freeze
Burst pipes are often covered, but the cleanup is easier if you know where your water shutoff is.
Wildfire
A home inventory and enough coverage to rebuild at today's prices matter most after a fire.
How a quote works with us
Teach, inform, advise: it's on our logo because it's how we work. You'll understand your coverage before you sign.
Tell us what you have
Call, email or send the short form. If you have your current declarations pages, send those too; they speed things up.
We shop it for you
We quote your coverage with several carriers so you can compare price and protection side by side.
We walk you through it
We explain the differences in plain English, set up the policy you choose and stay with you for claims and changes.